uban4d loginKristi Johnston Call: (903)747.1585 x 1074 | Email: [email protected] | NMLS: 2225062. Kristi Johnston, Tyler Market President, has been with UBank for over two years and has ledVariable rates from 5.84% p.a. | 5.86% p.a. comparison rate 1, for Neat owner occupied, principal and interest loans up to 60% LVR.. Get the option of 100% interest offset with multiple ubank